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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,605 | $112,121+3.1% | $95,960+20.5% | $158,966-27.3% |
| Participation rate | 85.0% | 79.0%+6.0pp | 77.1%+7.9pp | 82.0%+3.0pp |
| Annual return | 1.63% | 171.16%-169.5pp | 91.63%-90.0pp | 302.95%-301.3pp |
| Employer contribution / active EE | $1,882 | $3,199-41.2% | $2,541-26.0% | $4,762-60.5% |
| Participant deferral / active EE | $4,917 | $4,784+2.8% | $4,167+18.0% | $5,983-17.8% |
| Admin fee / account holder | $52,130 | $10,135+414.4% | $6,797+667.0% | $11,250+363.4% |