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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,363 | $92,219+43.5% | $76,767+72.4% | $135,380-2.2% |
| Participation rate | 88.2% | 79.8%+8.5pp | 77.0%+11.3pp | 82.6%+5.6pp |
| Annual return | -8.98% | 5.46%-14.4pp | 2.43%-11.4pp | 519.81%-528.8pp |
| Employer contribution / active EE | $2,539 | $3,216-21.0% | $2,485+2.2% | $4,779-46.9% |
| Participant deferral / active EE | $7,522 | $4,508+66.8% | $3,852+95.3% | $5,609+34.1% |
| Admin fee / account holder | $1,409 | $10,749-86.9% | $6,675-78.9% | $10,828-87.0% |