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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,785 | $58,828+35.6% | $78,002+2.3% | $62,881+26.9% |
| Participation rate | 94.7% | 71.1%+23.6pp | 75.5%+19.2pp | 69.3%+25.4pp |
| Annual return | 8.42% | 17.16%-8.7pp | 425.99%-417.6pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,759 | $1,672+5.2% | $2,470-28.8% | $2,281-22.9% |
| Participant deferral / active EE | $4,011 | $2,686+49.4% | $3,497+14.7% | $3,203+25.2% |
| Admin fee / account holder | $4,255 | $4,393-3.2% | $5,481-22.4% | $4,296-1.0% |