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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,980 | $71,534+41.2% | $98,462+2.6% | $71,529+41.2% |
| Participation rate | 76.6% | 72.7%+3.9pp | 75.2%+1.4pp | 67.9%+8.7pp |
| Annual return | 19.42% | 32.44%-13.0pp | 21.17%-1.8pp | 28.97%-9.6pp |
| Employer contribution / active EE | $1,672 | $2,399-30.3% | $3,049-45.2% | $2,590-35.5% |
| Participant deferral / active EE | $3,784 | $4,109-7.9% | $4,738-20.1% | $4,291-11.8% |
| Admin fee / account holder | $6,913 | $1,677+312.3% | $8,875-22.1% | $1,588+335.2% |