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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,405 | $106,001-74.1% | $92,235-70.3% | $147,585-81.4% |
| Participation rate | 78.9% | 80.4%-1.5pp | 76.5%+2.5pp | 82.8%-3.9pp |
| Annual return | 11.72% | 50.05%-38.3pp | 176.28%-164.6pp | 578.56%-566.8pp |
| Employer contribution / active EE | $1,999 | $4,333-53.9% | $3,679-45.7% | $4,876-59.0% |
| Participant deferral / active EE | $4,240 | $4,478-5.3% | $3,897+8.8% | $5,439-22.0% |
| Admin fee / account holder | $1,124 | $6,332-82.3% | $5,194-78.4% | $10,885-89.7% |