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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,169 | $115,814-41.1% | $101,275-32.7% | $158,982-57.1% |
| Participation rate | 58.3% | 79.4%-21.0pp | 75.8%-17.5pp | 82.0%-23.6pp |
| Annual return | 11.33% | 56.16%-44.8pp | 46.48%-35.2pp | 302.99%-291.7pp |
| Employer contribution / active EE | $1,894 | $4,176-54.6% | $3,660-48.3% | $4,763-60.2% |
| Participant deferral / active EE | $5,242 | $4,958+5.7% | $4,371+19.9% | $5,983-12.4% |
| Admin fee / account holder | $2,690 | $7,249-62.9% | $5,948-54.8% | $11,252-76.1% |