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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,683 | $82,678+212.9% | $125,391+106.3% | $68,490+277.7% |
| Participation rate | 97.3% | 75.1%+22.3pp | 82.4%+14.9pp | 67.9%+29.4pp |
| Annual return | -20.10% | -5.97%-14.1pp | 572.41%-592.5pp | -7.85%-12.2pp |
| Employer contribution / active EE | $6,768 | $3,382+100.1% | $4,816+40.5% | $2,597+160.6% |
| Participant deferral / active EE | $9,729 | $6,111+59.2% | $7,448+30.6% | $4,028+141.5% |
| Admin fee / account holder | $21,949 | $6,277+249.7% | $10,009+119.3% | $5,403+306.2% |