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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,606 | $105,200+239.0% | $159,474+123.6% | $85,847+315.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 15.57% | 45.08%-29.5pp | 263.68%-248.1pp | 318.61%-303.0pp |
| Employer contribution / active EE | $5,633 | $3,319+69.7% | $4,831+16.6% | $2,565+119.6% |
| Participant deferral / active EE | $10,221 | $5,946+71.9% | $7,353+39.0% | $3,952+158.6% |
| Admin fee / account holder | $14,298 | $6,934+106.2% | $10,802+32.4% | $6,261+128.4% |