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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,862 | $98,776+219.8% | $149,745+110.9% | $79,856+295.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.82% | 27.38%-10.6pp | 276.72%-259.9pp | 31.71%-14.9pp |
| Employer contribution / active EE | $5,304 | $3,217+64.9% | $4,646+14.2% | $2,471+114.6% |
| Participant deferral / active EE | $9,878 | $5,681+73.9% | $6,843+44.3% | $3,741+164.1% |
| Admin fee / account holder | $5,408 | $6,053-10.7% | $9,312-41.9% | $5,306+1.9% |