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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,572 | $88,360+312.6% | $145,433+150.7% | $67,986+436.2% |
| Participation rate | 95.2% | 65.5%+29.8pp | 82.1%+13.1pp | 57.2%+38.0pp |
| Annual return | 16.80% | 63.15%-46.3pp | 66.58%-49.8pp | 31.67%-14.9pp |
| Employer contribution / active EE | $7,489 | $3,054+145.2% | $4,554+64.4% | $2,019+271.0% |
| Participant deferral / active EE | $10,676 | $5,932+80.0% | $7,897+35.2% | $3,358+217.9% |
| Admin fee / account holder | $1,808 | $3,313-45.4% | $13,129-86.2% | $3,203-43.5% |