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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,959 | $102,422+220.2% | $147,117+122.9% | $80,959+305.1% |
| Participation rate | 97.8% | 75.9%+21.9pp | 82.2%+15.6pp | 67.7%+30.1pp |
| Annual return | 14.57% | 135.16%-120.6pp | 420.54%-406.0pp | 35.67%-21.1pp |
| Employer contribution / active EE | $8,810 | $3,717+137.0% | $4,932+78.6% | $2,757+219.5% |
| Participant deferral / active EE | $12,165 | $6,652+82.9% | $8,065+50.8% | $4,300+182.9% |
| Admin fee / account holder | $2,337 | $7,953-70.6% | $12,993-82.0% | $6,925-66.2% |