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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,921 | $227,291+39.0% | $214,702+47.1% | $155,188+103.6% |
| Participation rate | 80.0% | 88.0%-8.0pp | 87.5%-7.5pp | 80.8%-0.8pp |
| Annual return | 7.61% | 60.08%-52.5pp | 54.55%-46.9pp | 148.84%-141.2pp |
| Employer contribution / active EE | $4,104 | $6,772-39.4% | $6,461-36.5% | $4,248-3.4% |
| Participant deferral / active EE | $8,870 | $9,582-7.4% | $9,147-3.0% | $6,531+35.8% |
| Admin fee / account holder | $0 | $20,413-100.0% | $19,830-100.0% | $14,480-100.0% |