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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,655 | $209,888+48.5% | $189,545+64.4% | $167,553+86.0% |
| Participation rate | 60.0% | 88.7%-28.7pp | 87.8%-27.8pp | 82.1%-22.1pp |
| Annual return | 13.35% | 748.66%-735.3pp | 555.36%-542.0pp | 478.89%-465.5pp |
| Employer contribution / active EE | $2,942 | $6,915-57.5% | $6,162-52.3% | $4,840-39.2% |
| Participant deferral / active EE | $4,104 | $8,934-54.1% | $8,220-50.1% | $6,343-35.3% |
| Admin fee / account holder | $0 | $14,300-100.0% | $12,049-100.0% | $12,316-100.0% |