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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,522 | $201,372+38.3% | $184,260+51.2% | $145,884+90.9% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 8.42% | 29.04%-20.6pp | 28.84%-20.4pp | 551.85%-543.4pp |
| Employer contribution / active EE | $4,272 | $7,024-39.2% | $6,427-33.5% | $4,662-8.4% |
| Participant deferral / active EE | $7,920 | $9,808-19.2% | $9,133-13.3% | $6,690+18.4% |
| Admin fee / account holder | $8 | $16,362-100.0% | $13,898-99.9% | $13,392-99.9% |