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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,463 | $48,364+78.8% | $71,796+20.4% | $62,881+37.5% |
| Participation rate | 86.2% | 60.6%+25.6pp | 69.1%+17.1pp | 69.3%+16.9pp |
| Annual return | 6.29% | 13.16%-6.9pp | 78.04%-71.7pp | 20.14%-13.9pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,425 | $2,091+63.8% | $2,794+22.6% | $3,203+6.9% |
| Admin fee / account holder | $16,462 | $3,771+336.5% | $4,815+241.9% | $4,296+283.2% |