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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,990 | $45,566+132.6% | $64,105+65.3% | $59,633+77.7% |
| Participation rate | 82.5% | 60.2%+22.3pp | 68.2%+14.3pp | 68.7%+13.8pp |
| Annual return | 0.12% | 4.95%-4.8pp | 791.24%-791.1pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $877 | $934-6.1% | $1,820-51.8% | $2,203-60.2% |
| Participant deferral / active EE | $3,342 | $2,057+62.5% | $2,822+18.4% | $3,192+4.7% |
| Admin fee / account holder | $2,556 | $3,268-21.8% | $4,499-43.2% | $4,297-40.5% |