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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,416 | $217,427-80.0% | $185,837-76.6% | $167,518-74.1% |
| Participation rate | 86.4% | 86.0%+0.3pp | 81.7%+4.7pp | 82.1%+4.3pp |
| Annual return | 19.62% | 148.39%-128.8pp | 122.08%-102.5pp | 478.71%-459.1pp |
| Employer contribution / active EE | $2,014 | $5,874-65.7% | $5,168-61.0% | $4,838-58.4% |
| Participant deferral / active EE | $3,713 | $6,357-41.6% | $5,568-33.3% | $6,342-41.4% |
| Admin fee / account holder | $1,690 | $19,816-91.5% | $16,241-89.6% | $12,312-86.3% |