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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,250 | $202,342-86.5% | $172,752-84.2% | $152,897-82.2% |
| Participation rate | 94.4% | 87.1%+7.4pp | 82.6%+11.8pp | 82.5%+12.0pp |
| Annual return | 28.63% | 1029.83%-1001.2pp | 802.97%-774.3pp | 345.43%-316.8pp |
| Employer contribution / active EE | $2,164 | $5,858-63.1% | $5,144-57.9% | $4,764-54.6% |
| Participant deferral / active EE | $3,493 | $5,948-41.3% | $5,198-32.8% | $5,851-40.3% |
| Admin fee / account holder | $502 | $17,111-97.1% | $13,955-96.4% | $11,599-95.7% |