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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,466 | $87,546+3.3% | $75,784+19.4% | $125,389-27.9% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.13% | 13.49%-14.6pp | 9.68%-10.8pp | 282.24%-283.4pp |
| Employer contribution / active EE | $11,419 | $3,930+190.6% | $3,323+243.6% | $4,866+134.7% |
| Participant deferral / active EE | $6,105 | $4,230+44.3% | $3,652+67.2% | $5,352+14.1% |
| Admin fee / account holder | $522 | $6,503-92.0% | $5,300-90.1% | $9,541-94.5% |