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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,191 | $106,247+151.5% | $96,515+176.8% | $139,466+91.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.12% | 38.47%-22.3pp | 35.73%-19.6pp | 373.66%-357.5pp |
| Employer contribution / active EE | $10,613 | $4,106+158.5% | $3,740+183.8% | $4,754+123.2% |
| Participant deferral / active EE | $9,094 | $5,456+66.7% | $4,880+86.4% | $6,712+35.5% |
| Admin fee / account holder | $6,367 | $7,885-19.3% | $6,735-5.5% | $11,409-44.2% |