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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,076 | $89,259+398.6% | $107,187+315.2% | $82,637+438.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 38.05% | 21.02%+17.0pp | 204.55%-166.5pp | 53.51%-15.5pp |
| Employer contribution / active EE | $6,406 | $3,080+108.0% | $3,782+69.4% | $2,552+151.0% |
| Participant deferral / active EE | $8,390 | $4,037+107.8% | $5,096+64.6% | $4,126+103.3% |
| Admin fee / account holder | $1,082 | $7,381-85.3% | $9,162-88.2% | $7,339-85.3% |