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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,964 | $102,663+90.9% | $86,216+127.3% | $139,466+40.5% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 17.69% | 1924.52%-1906.8pp | 1169.42%-1151.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,558 | $3,035-48.7% | $2,382-34.6% | $4,754-67.2% |
| Participant deferral / active EE | $7,077 | $4,677+51.3% | $3,986+77.5% | $6,712+5.4% |
| Admin fee / account holder | $8,096 | $8,663-6.5% | $6,853+18.1% | $11,409-29.0% |