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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,483 | $106,918-16.3% | $84,021+6.5% | $152,897-41.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 19.01% | 105.01%-86.0pp | 71.32%-52.3pp | 345.43%-326.4pp |
| Employer contribution / active EE | $2,073 | $2,735-24.2% | $1,984+4.5% | $4,764-56.5% |
| Participant deferral / active EE | $5,189 | $4,012+29.3% | $3,239+60.2% | $5,851-11.3% |
| Admin fee / account holder | $21,804 | $8,288+163.1% | $6,102+257.4% | $11,599+88.0% |