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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,051 | $97,732-23.2% | $83,831-10.5% | $135,380-44.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 12.68% | 1287.56%-1274.9pp | 850.99%-838.3pp | 519.81%-507.1pp |
| Employer contribution / active EE | $2,608 | $4,222-38.2% | $3,631-28.2% | $4,779-45.4% |
| Participant deferral / active EE | $6,111 | $4,683+30.5% | $4,082+49.7% | $5,609+9.0% |
| Admin fee / account holder | $7,361 | $6,675+10.3% | $5,479+34.4% | $10,828-32.0% |