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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,933 | $133,998-35.9% | $112,263-23.5% | $134,545-36.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -19.20% | 47.17%-66.4pp | 27.49%-46.7pp | 418.37%-437.6pp |
| Employer contribution / active EE | $3,884 | $4,040-3.9% | $3,636+6.8% | $4,742-18.1% |
| Participant deferral / active EE | $6,622 | $5,292+25.1% | $4,729+40.0% | $6,401+3.5% |
| Admin fee / account holder | $332 | $7,493-95.6% | $6,410-94.8% | $11,431-97.1% |