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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,682 | $63,342+63.7% | $92,236+12.4% | $70,131+47.8% |
| Participation rate | 74.1% | 68.7%+5.4pp | 76.5%-2.4pp | 69.5%+4.5pp |
| Annual return | 17.96% | 530.15%-512.2pp | 176.29%-158.3pp | 73.14%-55.2pp |
| Employer contribution / active EE | $320 | $2,471-87.0% | $3,679-91.3% | $2,342-86.3% |
| Participant deferral / active EE | $1,843 | $2,854-35.4% | $3,897-52.7% | $3,332-44.7% |
| Admin fee / account holder | $4,689 | $3,840+22.1% | $5,194-9.7% | $4,645+0.9% |