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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,719 | $80,983-69.5% | $96,544-74.4% | $75,177-67.1% |
| Participation rate | 92.2% | 71.8%+20.4pp | 76.0%+16.2pp | 67.2%+25.0pp |
| Annual return | 17.69% | 27.05%-9.4pp | 25.88%-8.2pp | 160.75%-143.1pp |
| Employer contribution / active EE | $1,773 | $2,282-22.3% | $2,966-40.2% | $2,671-33.6% |
| Participant deferral / active EE | $2,843 | $3,929-27.6% | $4,851-41.4% | $4,126-31.1% |
| Admin fee / account holder | $2,530 | $6,717-62.3% | $8,254-69.3% | $5,651-55.2% |