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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,357 | $86,288-67.1% | $111,306-74.5% | $85,851-67.0% |
| Participation rate | 94.5% | 73.3%+21.2pp | 77.3%+17.2pp | 69.3%+25.2pp |
| Annual return | 17.82% | 19.99%-2.2pp | 54.67%-36.9pp | 318.63%-300.8pp |
| Employer contribution / active EE | $1,705 | $2,044-16.6% | $2,732-37.6% | $2,565-33.5% |
| Participant deferral / active EE | $2,686 | $3,641-26.2% | $4,488-40.2% | $3,952-32.1% |
| Admin fee / account holder | $4,964 | $8,189-39.4% | $7,966-37.7% | $6,261-20.7% |