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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,587 | $72,486-71.6% | $87,103-76.4% | $72,976-71.8% |
| Participation rate | 96.4% | 72.8%+23.6pp | 76.9%+19.5pp | 69.5%+26.9pp |
| Annual return | 20.53% | 24.46%-3.9pp | 28.19%-7.7pp | 81.02%-60.5pp |
| Employer contribution / active EE | $1,551 | $1,894-18.1% | $2,521-38.5% | $2,440-36.4% |
| Participant deferral / active EE | $2,395 | $3,270-26.7% | $4,049-40.8% | $3,608-33.6% |
| Admin fee / account holder | $1,075 | $5,055-78.7% | $7,491-85.6% | $5,124-79.0% |