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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,356 | $111,535-56.6% | $105,223-54.0% | $137,256-64.8% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 7.91% | 237.85%-229.9pp | 180.65%-172.7pp | 220.34%-212.4pp |
| Employer contribution / active EE | $2,971 | $3,939-24.6% | $3,689-19.5% | $4,156-28.5% |
| Participant deferral / active EE | $2,050 | $5,500-62.7% | $5,072-59.6% | $6,407-68.0% |
| Admin fee / account holder | $21,847 | $9,721+124.7% | $8,859+146.6% | $12,270+78.0% |