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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,356 | $129,737-62.7% | $119,126-59.4% | $154,746-68.8% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 7.91% | 379.08%-371.2pp | 282.11%-274.2pp | 172.34%-164.4pp |
| Employer contribution / active EE | $2,971 | $4,375-32.1% | $4,034-26.3% | $4,379-32.2% |
| Participant deferral / active EE | $2,050 | $5,842-64.9% | $5,318-61.4% | $6,730-69.5% |
| Admin fee / account holder | $21,847 | $11,961+82.7% | $10,693+104.3% | $14,365+52.1% |