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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,510 | $154,193-83.5% | $130,045-80.4% | $139,466-81.7% |
| Participation rate | 78.9% | 82.0%-3.0pp | 78.5%+0.4pp | 80.3%-1.4pp |
| Annual return | 16.28% | 32.51%-16.2pp | -137.30%+153.6pp | 373.66%-357.4pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,025 | $6,709-40.0% | $5,820-30.8% | $6,712-40.0% |
| Admin fee / account holder | $3,432 | $13,989-75.5% | $10,600-67.6% | $11,409-69.9% |