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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,948 | $142,392-83.2% | $119,622-80.0% | $134,532-82.2% |
| Participation rate | 82.4% | 82.8%-0.5pp | 79.3%+3.1pp | 81.2%+1.1pp |
| Annual return | -19.16% | -12.46%-6.7pp | -14.98%-4.2pp | 418.27%-437.4pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,054 | $6,467-37.3% | $5,601-27.6% | $6,401-36.7% |
| Admin fee / account holder | $4,105 | $13,593-69.8% | $10,328-60.3% | $11,429-64.1% |