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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,021 | $124,314-1.0% | $109,163+12.7% | $167,518-26.6% |
| Participation rate | 81.8% | 79.4%+2.4pp | 75.9%+5.9pp | 82.1%-0.3pp |
| Annual return | 16.94% | 26.04%-9.1pp | 25.75%-8.8pp | 478.71%-461.8pp |
| Employer contribution / active EE | $5,817 | $4,209+38.2% | $3,723+56.3% | $4,838+20.2% |
| Participant deferral / active EE | $2,723 | $5,256-48.2% | $4,654-41.5% | $6,342-57.1% |
| Admin fee / account holder | $3,227 | $7,973-59.5% | $6,754-52.2% | $12,312-73.8% |