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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,873 | $107,363-6.0% | $92,909+8.6% | $152,897-34.0% |
| Participation rate | 78.9% | 79.8%-0.8pp | 76.0%+2.9pp | 82.5%-3.5pp |
| Annual return | 24.02% | 145.63%-121.6pp | 109.44%-85.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $5,961 | $4,222+41.2% | $3,653+63.2% | $4,764+25.1% |
| Participant deferral / active EE | $2,537 | $4,848-47.7% | $4,238-40.1% | $5,851-56.6% |
| Admin fee / account holder | $2,676 | $7,082-62.2% | $5,795-53.8% | $11,599-76.9% |