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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,682 | $75,832-8.1% | $147,617-52.8% | $59,633+16.9% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.85% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $5,243 | $3,485+50.5% | $5,564-5.8% | $2,203+138.0% |
| Participant deferral / active EE | $7,337 | $3,131+134.4% | $4,895+49.9% | $3,192+129.9% |
| Admin fee / account holder | $11,968 | $5,986+99.9% | $11,612+3.1% | $4,297+178.5% |