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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,219 | $91,198+15.4% | $178,503-41.1% | $79,856+31.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.91% | 24.20%-9.3pp | 151.12%-136.2pp | 31.71%-16.8pp |
| Employer contribution / active EE | $8,491 | $3,257+160.7% | $5,011+69.4% | $2,471+243.6% |
| Participant deferral / active EE | $8,802 | $3,237+172.0% | $5,202+69.2% | $3,741+135.3% |
| Admin fee / account holder | $7,967 | $6,748+18.1% | $13,987-43.0% | $5,306+50.1% |