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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,179 | $71,208+49.1% | $93,681+13.3% | $80,911+31.2% |
| Participation rate | 33.8% | 60.4%-26.5pp | 68.7%-34.9pp | 67.6%-33.8pp |
| Annual return | 10.66% | 11.27%-0.6pp | 133.47%-122.8pp | 35.63%-25.0pp |
| Employer contribution / active EE | $1,777 | $1,564+13.6% | $2,422-26.6% | $2,756-35.5% |
| Participant deferral / active EE | $2,570 | $4,035-36.3% | $4,415-41.8% | $4,297-40.2% |
| Admin fee / account holder | $2,975 | $6,951-57.2% | $8,290-64.1% | $6,935-57.1% |