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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,191 | $65,555+31.5% | $86,2160% | $75,173+14.7% |
| Participation rate | 49.0% | 60.5%-11.5pp | 69.0%-20.0pp | 67.2%-18.2pp |
| Annual return | 13.56% | 46.07%-32.5pp | 1169.42%-1155.9pp | 160.72%-147.2pp |
| Employer contribution / active EE | $1,039 | $1,553-33.1% | $2,382-56.4% | $2,671-61.1% |
| Participant deferral / active EE | $2,048 | $3,023-32.3% | $3,986-48.6% | $4,126-50.4% |
| Admin fee / account holder | $4,323 | $5,469-21.0% | $6,853-36.9% | $5,651-23.5% |