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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,522 | $92,219+178.2% | $76,767+234.2% | $135,380+89.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.19% | 5.46%-8.6pp | 2.43%-5.6pp | 519.81%-523.0pp |
| Employer contribution / active EE | $8,144 | $3,216+153.3% | $2,485+227.7% | $4,779+70.4% |
| Participant deferral / active EE | $6,201 | $4,508+37.5% | $3,852+61.0% | $5,609+10.6% |
| Admin fee / account holder | $61,864 | $10,749+475.5% | $6,675+826.8% | $10,828+471.3% |