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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,843 | $88,707+372.2% | $74,184+464.6% | $273,972+52.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.98% | 11.94%-6.0pp | 17.74%-11.8pp | 41.46%-35.5pp |
| Employer contribution / active EE | $8,083 | $3,159+155.8% | $2,370+241.0% | $4,869+66.0% |
| Participant deferral / active EE | $4,842 | $4,212+15.0% | $3,550+36.4% | $5,287-8.4% |
| Admin fee / account holder | $24,705 | $8,717+183.4% | $5,586+342.3% | $10,133+143.8% |