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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,580 | $175,231-83.7% | $149,696-80.9% | $139,466-79.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.87% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $3,054 | $5,478-44.2% | $4,821-36.6% | $4,754-35.8% |
| Participant deferral / active EE | $7,402 | $6,521+13.5% | $5,682+30.3% | $6,712+10.3% |
| Admin fee / account holder | $5,423 | $16,155-66.4% | $13,212-59.0% | $11,409-52.5% |