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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,965 | $202,342-91.6% | $172,753-90.2% | $152,909-88.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.83% | 1029.88%-1007.1pp | 803.00%-780.2pp | 345.46%-322.6pp |
| Employer contribution / active EE | $2,484 | $5,857-57.6% | $5,144-51.7% | $4,764-47.9% |
| Participant deferral / active EE | $4,348 | $5,948-26.9% | $5,198-16.4% | $5,851-25.7% |
| Admin fee / account holder | $515 | $17,112-97.0% | $13,956-96.3% | $11,601-95.6% |