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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,029 | $95,406-69.6% | $185,849-84.4% | $85,847-66.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 39.58% | 23.59%+16.0pp | 122.10%-82.5pp | 318.61%-279.0pp |
| Employer contribution / active EE | $2,308 | $3,314-30.4% | $5,169-55.4% | $2,565-10.0% |
| Participant deferral / active EE | $3,793 | $3,424+10.8% | $5,569-31.9% | $3,952-4.0% |
| Admin fee / account holder | $1,040 | $7,214-85.6% | $16,244-93.6% | $6,261-83.4% |