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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,516 | $183,539-80.6% | $155,556-77.2% | $145,897-75.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.56% | 61.31%-49.8pp | 64.84%-53.3pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,883 | $5,315-45.8% | $4,675-38.3% | $4,663-38.2% |
| Participant deferral / active EE | $6,368 | $6,467-1.5% | $5,631+13.1% | $6,689-4.8% |
| Admin fee / account holder | $672 | $19,275-96.5% | $15,885-95.8% | $13,390-95.0% |