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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,187 | $68,394+105.0% | $94,672+48.1% | $75,177+86.5% |
| Participation rate | 97.8% | 76.1%+21.8pp | 80.8%+17.0pp | 67.2%+30.6pp |
| Annual return | 15.06% | 616.92%-601.9pp | 156.89%-141.8pp | 160.75%-145.7pp |
| Employer contribution / active EE | $1,905 | $2,701-29.5% | $3,673-48.1% | $2,671-28.7% |
| Participant deferral / active EE | $8,382 | $6,536+28.3% | $7,417+13.0% | $4,126+103.1% |
| Admin fee / account holder | $39,898 | $5,326+649.2% | $7,222+452.5% | $5,651+606.0% |