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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,092 | $77,157+141.2% | $108,405+71.7% | $85,851+116.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.72% | 44.55%-32.8pp | 905.55%-893.8pp | 318.63%-306.9pp |
| Employer contribution / active EE | $1,260 | $2,379-47.0% | $3,559-64.6% | $2,565-50.9% |
| Participant deferral / active EE | $7,494 | $5,567+34.6% | $6,563+14.2% | $3,952+89.6% |
| Admin fee / account holder | $22,180 | $5,174+328.7% | $7,297+204.0% | $6,261+254.3% |