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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,005 | $70,486+162.5% | $100,535+84.0% | $79,856+131.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 9.24% | 21.90%-12.7pp | 30.90%-21.7pp | 31.71%-22.5pp |
| Employer contribution / active EE | $873 | $2,165-59.7% | $3,419-74.5% | $2,471-64.7% |
| Participant deferral / active EE | $8,051 | $5,182+55.4% | $6,271+28.4% | $3,741+115.2% |
| Admin fee / account holder | $42,246 | $4,480+843.0% | $8,085+422.6% | $5,306+696.1% |