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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,882 | $105,284+3.4% | $150,734-27.8% | $94,015+15.8% |
| Participation rate | 62.9% | 71.7%-8.9pp | 78.4%-15.6pp | 70.8%-8.0pp |
| Annual return | 13.89% | 15.67%-1.8pp | 600.81%-586.9pp | 17.84%-4.0pp |
| Employer contribution / active EE | $1,942 | $3,599-46.0% | $4,918-60.5% | $2,790-30.4% |
| Participant deferral / active EE | $4,841 | $4,274+13.3% | $5,610-13.7% | $4,249+13.9% |
| Admin fee / account holder | $1,390 | $9,839-85.9% | $14,905-90.7% | $8,951-84.5% |