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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,882 | $88,672+22.8% | $105,223+3.5% | $82,448+32.1% |
| Participation rate | 62.9% | 67.9%-5.1pp | 75.0%-12.2pp | 68.1%-5.2pp |
| Annual return | 13.89% | 30.86%-17.0pp | 180.65%-166.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,942 | $3,048-36.3% | $3,689-47.4% | $2,551-23.9% |
| Participant deferral / active EE | $4,841 | $4,036+19.9% | $5,072-4.5% | $4,139+17.0% |
| Admin fee / account holder | $1,390 | $7,146-80.6% | $8,859-84.3% | $7,234-80.8% |