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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,340 | $150,447-52.6% | $136,298-47.7% | $147,586-51.7% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 13.22% | 1049.15%-1035.9pp | 5156.27%-5143.0pp | 578.59%-565.4pp |
| Employer contribution / active EE | $1,580 | $5,256-69.9% | $4,696-66.3% | $4,876-67.6% |
| Participant deferral / active EE | $4,628 | $6,631-30.2% | $6,247-25.9% | $5,439-14.9% |
| Admin fee / account holder | $1,642 | $10,906-84.9% | $9,244-82.2% | $10,886-84.9% |