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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,903 | $135,956-54.5% | $123,894-50.0% | $273,972-77.4% |
| Participation rate | 81.3% | 84.1%-2.8pp | 81.4%-0.2pp | 83.0%-1.8pp |
| Annual return | 8.41% | 56.63%-48.2pp | 47.52%-39.1pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,169 | $5,170-77.4% | $4,617-74.7% | $4,869-76.0% |
| Participant deferral / active EE | $3,181 | $6,343-49.9% | $5,984-46.8% | $5,287-39.8% |
| Admin fee / account holder | $1,961 | $9,817-80.0% | $8,357-76.5% | $10,133-80.7% |