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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,624 | $81,208-24.1% | $98,910-37.7% | $79,860-22.8% |
| Participation rate | 40.7% | 72.5%-31.8pp | 76.0%-35.3pp | 69.6%-28.9pp |
| Annual return | 13.20% | 60.99%-47.8pp | 196.44%-183.2pp | 31.72%-18.5pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,663 | $3,265-49.1% | $4,244-60.8% | $3,740-55.5% |
| Admin fee / account holder | $1,024 | $6,013-83.0% | $6,642-84.6% | $5,306-80.7% |